About UtilSpot
UtilSpot.app is a collection of free online calculators and utility tools — built to be fast, accurate, and clutter-free.
Most existing tool sites are either too slow, full of ads, require you to sign up, or haven't been updated since the last budget. We built UtilSpot to fix that — clean, fast, accurate tools that anyone can use without creating an account.
Every tool on this site is stateless — your inputs never leave your browser. There's no database storing your salary, loan amount, or health data. What you calculate is yours.
Our Tools
Finance
- EMI Calculator — Home, car, and personal loan EMI with amortization
- Income Tax Calculator — FY 2025-26 new vs old regime comparison
- SIP Calculator — Mutual fund SIP returns and goal planning
- CTC to In-Hand Calculator — Monthly in-hand from CTC with PF & tax
- Construction Cost Estimator — Home build cost across 30+ Indian cities
- Equity & Dilution Calculator — Startup cap table and funding round simulator
Labour & HR
- New Labour Code Calculator — PF, gratuity, and take-home under new code
- Gratuity Calculator 2026 — Gratuity under new Labour Code rules
- PF & EPF Calculator — EPF corpus projection with year-by-year growth
- Full & Final Settlement — F&F on resignation: salary, leave, gratuity, notice
Health
- TDEE Calculator — Daily calorie needs and macro targets
- FSSAI Nutrition Label — FSSAI-compliant food labels for Indian products
Developer
- QR Code Generator — URL, text, WiFi, WhatsApp QR codes
- Website SEO Analyzer — On-page SEO audit: title, meta, H-tags, images
- Accessibility Checker — WCAG 2.1 AA compliance check from HTML
- Cron Expression Builder — Visual cron builder with plain English preview
- GitHub README Generator — AI-powered README.md with badges and ToC
Business & Career
- GST Invoice Generator — GST-compliant invoices with PDF download
- Freelance Rate Calculator — Hourly rate benchmarks by skill and country
Security & Writing
- Password Generator — Secure random passwords, 100% client-side
- Word Counter — Words, characters, reading time, keyword density
How We Stay Free
UtilSpot is free to use and will remain free. We earn revenue through Google AdSense display ads and affiliate commissions on links to financial services like BankBazaar and investment platforms. We clearly label all affiliate links and they do not affect our tool accuracy.
Get in Touch
Found a bug? Have a tool suggestion? We'd love to hear from you. Contact us here →