Bajaj Finance Personal Loan EMI Calculator — 13% Rate
Bajaj Finance current personal loan interest rate: 13% p.a.
For a ₹5.00 L loan over 4 years — estimated monthly EMI: ₹13,414
Pre-filled with Bajaj Finance's current personal loan rate. Adjust the sliders to match your actual loan details.
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Monthly EMI
₹13,414
4 yrs · ₹5.00 L loan
💡 Pay ₹1.3K extra/month → save ₹17.4K interest & close 0 yrs early
Monthly EMI
₹13,414
4 yrs
Total Interest
₹1.44 L
Total Payment
₹6.44 L
About Bajaj Finance Personal Loan
Bajaj Finance offers personal loans starting from 13% p.a. as of 2025. The EMI for a ₹5 lakh loan over 4 years at this rate is ₹13,414 per month, with total interest of ₹1.44 L.
Use the calculator above to adjust the loan amount, interest rate, and tenure to match your specific requirements. The amortization schedule shows exactly how much principal and interest you pay each year.