Bank of India Personal Loan EMI Calculator — 11.25% Rate
Bank of India current personal loan interest rate: 11.25% p.a.
For a ₹5.00 L loan over 4 years — estimated monthly EMI: ₹12,984
Pre-filled with Bank of India's current personal loan rate. Adjust the sliders to match your actual loan details.
Optional
Monthly EMI
₹12,984
4 yrs · ₹5.00 L loan
💡 Pay ₹1.3K extra/month → save ₹14.4K interest & close 0 yrs early
Monthly EMI
₹12,984
4 yrs
Total Interest
₹1.23 L
Total Payment
₹6.23 L
About Bank of India Personal Loan
Bank of India offers personal loans starting from 11.25% p.a. as of 2025. The EMI for a ₹5 lakh loan over 4 years at this rate is ₹12,984 per month, with total interest of ₹1.23 L.
Use the calculator above to adjust the loan amount, interest rate, and tenure to match your specific requirements. The amortization schedule shows exactly how much principal and interest you pay each year.