Bank of Baroda Home Loan EMI Calculator — 8.6% Rate
Bank of Baroda current home loan interest rate: 8.6% p.a.
For a ₹30.00 L loan over 20 years — estimated monthly EMI: ₹26,225
Pre-filled with Bank of Baroda's current home loan rate. Adjust the sliders to match your actual loan details.
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Monthly EMI
₹26,225
20 yrs · ₹30.00 L loan
💡 Pay ₹2.6K extra/month → save ₹7.69 L interest & close 4 yrs early
Monthly EMI
₹26,225
20 yrs
Total Interest
₹32.94 L
Total Payment
₹62.94 L
About Bank of Baroda Home Loan
Bank of Baroda offers home loans starting from 8.6% p.a. as of 2025. The EMI for a ₹30 lakh loan over 20 years at this rate is ₹26,225 per month, with total interest of ₹32.94 L.
Use the calculator above to adjust the loan amount, interest rate, and tenure to match your specific requirements. The amortization schedule shows exactly how much principal and interest you pay each year.