IDFC First Bank Car Loan EMI Calculator — 9.5% Rate
IDFC First Bank current car loan interest rate: 9.5% p.a.
For a ₹7.00 L loan over 5 years — estimated monthly EMI: ₹14,701
Pre-filled with IDFC First Bank's current car loan rate. Adjust the sliders to match your actual loan details.
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Monthly EMI
₹14,701
5 yrs · ₹7.00 L loan
💡 Pay ₹1.5K extra/month → save ₹21.6K interest & close 1 yrs early
Monthly EMI
₹14,701
5 yrs
Total Interest
₹1.82 L
Total Payment
₹8.82 L
About IDFC First Bank Car Loan
IDFC First Bank offers car loans starting from 9.5% p.a. as of 2025. The EMI for a ₹7 lakh loan over 5 years at this rate is ₹14,701 per month, with total interest of ₹1.82 L.
Use the calculator above to adjust the loan amount, interest rate, and tenure to match your specific requirements. The amortization schedule shows exactly how much principal and interest you pay each year.