L&T Finance Personal Loan EMI Calculator — 12% Rate
L&T Finance current personal loan interest rate: 12% p.a.
For a ₹5.00 L loan over 4 years — estimated monthly EMI: ₹13,167
Pre-filled with L&T Finance's current personal loan rate. Adjust the sliders to match your actual loan details.
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Monthly EMI
₹13,167
4 yrs · ₹5.00 L loan
💡 Pay ₹1.3K extra/month → save ₹15.6K interest & close 0 yrs early
Monthly EMI
₹13,167
4 yrs
Total Interest
₹1.32 L
Total Payment
₹6.32 L
About L&T Finance Personal Loan
L&T Finance offers personal loans starting from 12% p.a. as of 2025. The EMI for a ₹5 lakh loan over 4 years at this rate is ₹13,167 per month, with total interest of ₹1.32 L.
Use the calculator above to adjust the loan amount, interest rate, and tenure to match your specific requirements. The amortization schedule shows exactly how much principal and interest you pay each year.