LIC Housing Finance Home Loan EMI Calculator — 8.65% Rate
LIC Housing Finance current home loan interest rate: 8.65% p.a.
For a ₹30.00 L loan over 20 years — estimated monthly EMI: ₹26,320
Pre-filled with LIC Housing Finance's current home loan rate. Adjust the sliders to match your actual loan details.
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Monthly EMI
₹26,320
20 yrs · ₹30.00 L loan
💡 Pay ₹2.6K extra/month → save ₹7.78 L interest & close 4 yrs early
Monthly EMI
₹26,320
20 yrs
Total Interest
₹33.17 L
Total Payment
₹63.17 L
About LIC Housing Finance Home Loan
LIC Housing Finance offers home loans starting from 8.65% p.a. as of 2025. The EMI for a ₹30 lakh loan over 20 years at this rate is ₹26,320 per month, with total interest of ₹33.17 L.
Use the calculator above to adjust the loan amount, interest rate, and tenure to match your specific requirements. The amortization schedule shows exactly how much principal and interest you pay each year.