10 LPA CTC — Monthly In-Hand Salary Breakdown India 2025
For ₹10.00 L CTC in Karnataka (metro city):
Pre-filled for 10 LPA package. Adjust sliders to match your actual CTC and deduction preferences.
Metro = Delhi / Mumbai / Chennai / Kolkata
Tax calculated under new regime (FY 2025-26). Actual figures may vary based on other deductions and employer structure.
Monthly In-Hand
₹75,133
₹9.02 L / year · 90% of CTC
Monthly Breakdown
Monthly In-Hand
₹75,133
₹9.02 L / year · 90% of CTC
10 LPA In-Hand Salary — Key Facts for FY 2025–26
At ₹10 LPA, income tax begins under the new regime. After ₹75,000 standard deduction, taxable income is ₹9.25L — attracting 5% and 10% slab rates.
Who Earns 10 LPA?
3–5 years experience, mid-level professional. Common roles at this package include Senior engineer, team lead, product manager, finance analyst. The estimated monthly in-hand is ₹74,500 (annual: ₹8.94 L), assuming a standard metro-city salary structure with PF opted in.
Income Tax at 10 LPA
New regime typically saves ₹18,000–₹32,000/year. New regime is better unless you can claim HRA + 80C + 80D exceeding ₹2.75 lakh.
Monthly Deductions Breakdown
- Employee PF: ₹3,600/month (12% of basic salary)
- Professional Tax: ₹150–200/month (varies by state — Delhi: ₹0)
- Income Tax (TDS): Deducted monthly based on annual projection