18 LPA CTC — Monthly In-Hand Salary Breakdown India 2025
For ₹18.00 L CTC in Karnataka (metro city):
Pre-filled for 18 LPA package. Adjust sliders to match your actual CTC and deduction preferences.
Metro = Delhi / Mumbai / Chennai / Kolkata
Tax calculated under new regime (FY 2025-26). Actual figures may vary based on other deductions and employer structure.
Monthly In-Hand
₹1,24,331
₹14.92 L / year · 83% of CTC
Monthly Breakdown
Monthly In-Hand
₹1,24,331
₹14.92 L / year · 83% of CTC
18 LPA In-Hand Salary — Key Facts for FY 2025–26
At ₹18 LPA, you enter the 15% income tax slab under the new regime. Annual tax is approximately ₹2,10,000. Many professionals at this level benefit from NPS contributions to reduce taxable income.
Who Earns 18 LPA?
7–10 years experience, manager/senior manager. Common roles at this package include Engineering manager, senior manager, principal architect. The estimated monthly in-hand is ₹1,26,000 (annual: ₹15.12 L), assuming a standard metro-city salary structure with PF opted in.
Income Tax at 18 LPA
New regime typically saves ₹40,000–₹65,000/year. Consider employer NPS contribution (Section 80CCD(2)) — not capped and saves tax regardless of regime.
Monthly Deductions Breakdown
- Employee PF: ₹6,480/month (12% of basic salary)
- Professional Tax: ₹150–200/month (varies by state — Delhi: ₹0)
- Income Tax (TDS): Deducted monthly based on annual projection