18 LPA CTC — Monthly In-Hand Salary Breakdown India 2025

For ₹18.00 L CTC in Karnataka (metro city):

Monthly In-Hand: ₹1,24,331Annual In-Hand: ₹14.92 LTake-Home: 83% of CTC

Pre-filled for 18 LPA package. Adjust sliders to match your actual CTC and deduction preferences.

Annual CTC

₹

₹2 L₹50 L

EPF Contribution

City Type

Metro = Delhi / Mumbai / Chennai / Kolkata

State (for Professional Tax)

Tax calculated under new regime (FY 2025-26). Actual figures may vary based on other deductions and employer structure.

Monthly In-Hand

₹1,24,331

₹14.92 L / year · 83% of CTC

Monthly Breakdown

Gross MonthlyBefore deductions

₹1,42,800

Employee PF12% of basic

−₹7,200

Professional TaxKarnataka

−₹200

Income Tax (TDS)New regime, FY 2025-26

−₹11,069

Monthly In-Hand₹1,24,331

Monthly In-Hand

₹1,24,331

₹14.92 L / year · 83% of CTC

Gross Monthly₹1,42,800

Employee PF−₹7,200

Professional Tax−₹200

Income Tax (TDS)−₹11,069

Monthly In-Hand₹1,24,331

18 LPA CTC Breakdown

A 18 LPA package in India translates to approximately ₹1,42,800/month gross salary. After standard deductions including employee PF (₹7,200/month) and income tax (₹11,069/month under new regime), the monthly in-hand salary is ₹1,24,331.

The calculator above is pre-filled with typical values but you can adjust the CTC, PF opt-in, and city type to match your specific situation. All calculations use FY 2025-26 tax slabs.

Other Salary Calculators

5 LPA →8 LPA →10 LPA →12 LPA →15 LPA →20 LPA →25 LPA →30 LPA →Main Salary Calculator