UtilSpot

Salary Calculator for Pune — CTC to In-Hand 2025

For ₹10.00 L CTC in Maharashtra (non-metro city):

Monthly In-Hand: ₹75,133Annual In-Hand: ₹9.02 LTake-Home: 90% of CTC

Pre-filled for Pune (Maharashtra). Adjust sliders to match your actual CTC and deduction preferences.

₹2 L₹1 Cr
EPF Contribution
City Type

Metro = Delhi / Mumbai / Chennai / Kolkata

Tax calculated under new regime (FY 2025-26). Actual figures may vary based on other deductions and employer structure.

Monthly In-Hand

₹75,133

₹9.02 L / year · 90% of CTC

Gross Monthly₹79,333
Employee PF−₹4,000
Professional Tax−₹200
Income Tax (TDS)−₹0
Monthly In-Hand₹75,133

Salary Calculator for Pune — What to Know

Pune employees pay Maharashtra professional tax (₹2,500/year) but benefit from non-metro classification — HRA exemption is 40% of basic (vs 50% in metro cities) under old regime. Pune's growing IT sector offers salaries close to Bangalore at 30–40% lower living costs.

Professional Tax in Maharashtra

₹200/month (Maharashtra — ₹2,500/year). Maharashtra PT applies regardless of metro/non-metro classification.

Cost of Living Context

Average 1BHK rent in Pune: ₹12,000–₹22,000/month in areas like Hinjewadi, Kharadi, Baner. Factor this into your savings planning alongside your in-hand salary. Employees in Pune should budget rent as a fixed monthly expense before calculating investable surplus from their take-home.

Salary Benchmarks in Pune

IT, manufacturing, automotive, and education hub. Typical salary range: ₹7–15 LPA across sectors (IT median: ₹10 LPA). The calculator is pre-filled with a representative CTC for this city — adjust to your exact package.

Other Salary Calculators