UtilSpot
🇮🇳Uses Indian IT Act slabs, FY 2025-26 — not applicable outside India

Income Tax on ₹10 LPA — New vs Old Regime

Calculate income tax on ₹10 LPA salary for FY 2025-26. Compare new vs old regime and find which saves more tax.

New Regime saves you more

₹70,200

per year  ·  ₹5,850 more every month

Switch to

New Regime

Income Details

₹1L₹1Cr

Salary / business income before deductions

yrs

FY 2025-26 Tax Comparison

Monthly In-Hand Salary

New Regime

₹83,333

/month

Old Regime

₹77,483

/month

₹5,850 more per month with New Regime

✓ Winner

New Tax Regime

₹75K std. deduction · no other deductions

Taxable Income₹9.25 L
Income Tax₹32.5K
Rebate u/s 87A₹32.5K

Total Tax

₹0

0% effective rate

Old Tax Regime

HRA + 80C + 80D + NPS + 24b

Taxable Income₹7.75 L
Income Tax₹67.5K

Total Tax

₹70,200

7% effective rate

Tax Comparison

New Regime₹0
Old Regime₹70,200

New Regime Rate

0%

Old Regime Rate

7%

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