Income Tax on ₹10 LPA — New vs Old Regime
Calculate income tax on ₹10 LPA salary for FY 2025-26. Compare new vs old regime and find which saves more tax.
✓ New Regime saves you more
₹70,200
per year · ₹5,850 more every month
Switch to
New Regime
Income Details
Salary / business income before deductions
FY 2025-26 Tax Comparison
Monthly In-Hand Salary
New Regime
₹83,333
/month
Old Regime
₹77,483
/month
₹5,850 more per month with New Regime
✓ Winner
New Tax Regime
₹75K std. deduction · no other deductions
Total Tax
₹0
0% effective rate
Old Tax Regime
HRA + 80C + 80D + NPS + 24b
Total Tax
₹70,200
7% effective rate
Tax Comparison
New Regime Rate
0%
Old Regime Rate
7%
Income Tax on ₹10 LPA — New vs Old Regime FY 2025–26
At ₹10 LPA, income tax begins under the new regime. After ₹75,000 standard deduction, taxable income is ₹9.25L — attracting 5% and 10% slab rates.
Which Regime to Choose at ₹10 LPA?
New regime is better unless you can claim HRA + 80C + 80D exceeding ₹2.75 lakh.
Standard Deduction Impact
The ₹75,000 standard deduction (FY 2025–26) reduces your taxable income to ₹9.25L under the new regime. This is automatically applied — no declaration or proof of investment needed. It replaced the earlier ₹50,000 standard deduction from FY 2024–25 onwards.
New Regime Tax Slabs (FY 2025–26)
- Up to ₹4 lakh — Nil
- ₹4L–₹8L — 5%
- ₹8L–₹12L — 10%
- ₹12L–₹16L — 15%
- ₹16L–₹20L — 20%
- ₹20L–₹24L — 25%
- Above ₹24L — 30%