Income Tax on ₹30 LPA — Which Regime Saves More?
Calculate tax on ₹30 LPA income. Compare regimes and see how deductions impact total tax.
✓ New Regime saves you more
₹1,95,000
per year · ₹16,250 more every month
Switch to
New Regime
Income Details
Salary / business income before deductions
FY 2025-26 Tax Comparison
Monthly In-Hand Salary
New Regime
₹2,10,350
/month
Old Regime
₹1,94,100
/month
₹16,250 more per month with New Regime
✓ Winner
New Tax Regime
₹75K std. deduction · no other deductions
Total Tax
₹4,75,800
15.9% effective rate
Old Tax Regime
HRA + 80C + 80D + NPS + 24b
Total Tax
₹6,70,800
22.4% effective rate
Tax Comparison
New Regime Rate
15.9%
Old Regime Rate
22.4%
Income Tax on ₹30 LPA — New vs Old Regime FY 2025–26
At ₹30 LPA, annual tax under new regime is approximately ₹6,30,000 (effective rate ~21%). The 30% top slab applies on income above ₹15L. ESOPs, RSUs, and variable pay become increasingly important components of total compensation.
Which Regime to Choose at ₹30 LPA?
At this salary, engage a tax consultant. The difference between optimal and suboptimal filing can be ₹1.5–2.5 lakh annually.
Standard Deduction Impact
The ₹75,000 standard deduction (FY 2025–26) reduces your taxable income to ₹29.25L under the new regime. This is automatically applied — no declaration or proof of investment needed. It replaced the earlier ₹50,000 standard deduction from FY 2024–25 onwards.
New Regime Tax Slabs (FY 2025–26)
- Up to ₹4 lakh — Nil
- ₹4L–₹8L — 5%
- ₹8L–₹12L — 10%
- ₹12L–₹16L — 15%
- ₹16L–₹20L — 20%
- ₹20L–₹24L — 25%
- Above ₹24L — 30%