UtilSpot
🇮🇳Uses Indian IT Act slabs, FY 2025-26 — not applicable outside India

Income Tax on ₹30 LPA — Which Regime Saves More?

Calculate tax on ₹30 LPA income. Compare regimes and see how deductions impact total tax.

New Regime saves you more

₹1,95,000

per year  ·  ₹16,250 more every month

Switch to

New Regime

Income Details

₹1L₹1Cr

Salary / business income before deductions

yrs

FY 2025-26 Tax Comparison

Monthly In-Hand Salary

New Regime

₹2,10,350

/month

Old Regime

₹1,94,100

/month

₹16,250 more per month with New Regime

✓ Winner

New Tax Regime

₹75K std. deduction · no other deductions

Taxable Income₹29.25 L
Income Tax₹4.58 L

Total Tax

₹4,75,800

15.9% effective rate

Old Tax Regime

HRA + 80C + 80D + NPS + 24b

Taxable Income₹27.75 L
Income Tax₹6.45 L

Total Tax

₹6,70,800

22.4% effective rate

Tax Comparison

New Regime₹4,75,800
Old Regime₹6,70,800

New Regime Rate

15.9%

Old Regime Rate

22.4%

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