Income Tax on ₹75 LPA — New vs Old Regime with Surcharge
Tax on ₹75 LPA with 10% surcharge. New vs old regime comparison with full slab breakdown.
✓ New Regime saves you more
₹2,14,500
per year · ₹17,875 more every month
Switch to
New Regime
Income Details
Salary / business income before deductions
FY 2025-26 Tax Comparison
Monthly In-Hand Salary
New Regime
₹4,52,685
/month
Old Regime
₹4,34,810
/month
₹17,875 more per month with New Regime
✓ Winner
New Tax Regime
₹75K std. deduction · no other deductions
Total Tax
₹20,67,780
27.6% effective rate
Old Tax Regime
HRA + 80C + 80D + NPS + 24b
Total Tax
₹22,82,280
30.4% effective rate
Tax Comparison
New Regime Rate
27.6%
Old Regime Rate
30.4%
Income Tax on ₹75 LPA — New vs Old Regime FY 2025–26
At ₹75 LPA, income tax calculation is significant. The 30% slab applies on income above ₹15 lakh, and a surcharge may apply at higher income levels. Use the calculator above to compare new vs old regime for your specific deductions.
Standard Deduction Impact
The ₹75,000 standard deduction (FY 2025–26) reduces your taxable income to ₹74.25L under the new regime. This is automatically applied — no declaration or proof of investment needed. It replaced the earlier ₹50,000 standard deduction from FY 2024–25 onwards.
New Regime Tax Slabs (FY 2025–26)
- Up to ₹4 lakh — Nil
- ₹4L–₹8L — 5%
- ₹8L–₹12L — 10%
- ₹12L–₹16L — 15%
- ₹16L–₹20L — 20%
- ₹20L–₹24L — 25%
- Above ₹24L — 30%