🇮🇳Uses Indian IT Act slabs, FY 2025-26 — not applicable outside India
Income Tax on ₹75 LPA — New vs Old Regime with Surcharge
Tax on ₹75 LPA with 10% surcharge. New vs old regime comparison with full slab breakdown.
✓ New Regime saves you more
₹2,14,500
per year · ₹17,875 more every month
Switch to
New Regime
Income Details
₹
₹1L₹1Cr
Salary / business income before deductions
yrs
FY 2025-26 Tax Comparison
Monthly In-Hand Salary
New Regime
₹4,52,685
/month
Old Regime
₹4,34,810
/month
₹17,875 more per month with New Regime
✓ Winner
New Tax Regime
₹75K std. deduction · no other deductions
Taxable Income₹74.25 L
Income Tax₹18.07 L
Surcharge₹1.81 L
Total Tax
₹20,67,780
27.6% effective rate
Old Tax Regime
HRA + 80C + 80D + NPS + 24b
Taxable Income₹72.75 L
Income Tax₹19.95 L
Surcharge₹2.00 L
Total Tax
₹22,82,280
30.4% effective rate
Tax Comparison
New Regime₹20,67,780
Old Regime₹22,82,280
New Regime Rate
27.6%
Old Regime Rate
30.4%