Income Tax on ₹15 LPA — New vs Old Regime Comparison
Calculate income tax on ₹15 LPA salary. Compare new and old tax regime for FY 2025-26.
✓ New Regime saves you more
₹1,05,300
per year · ₹8,775 more every month
Switch to
New Regime
Income Details
Salary / business income before deductions
FY 2025-26 Tax Comparison
Monthly In-Hand Salary
New Regime
₹1,16,875
/month
Old Regime
₹1,08,100
/month
₹8,775 more per month with New Regime
✓ Winner
New Tax Regime
₹75K std. deduction · no other deductions
Total Tax
₹97,500
6.5% effective rate
Old Tax Regime
HRA + 80C + 80D + NPS + 24b
Total Tax
₹2,02,800
13.5% effective rate
Tax Comparison
New Regime Rate
6.5%
Old Regime Rate
13.5%
Income Tax on ₹15 LPA — New vs Old Regime FY 2025–26
At ₹15 LPA, your in-hand crosses ₹1 lakh per month for the first time. Under the new regime, annual tax is approximately ₹1,30,000 (effective rate ~9.5%). Professional tax of ₹2,400/year applies in most states.
Which Regime to Choose at ₹15 LPA?
New regime wins unless your HRA + 80C + NPS + 80D deductions exceed ₹3.75 lakh.
Standard Deduction Impact
The ₹75,000 standard deduction (FY 2025–26) reduces your taxable income to ₹14.25L under the new regime. This is automatically applied — no declaration or proof of investment needed. It replaced the earlier ₹50,000 standard deduction from FY 2024–25 onwards.
New Regime Tax Slabs (FY 2025–26)
- Up to ₹4 lakh — Nil
- ₹4L–₹8L — 5%
- ₹8L–₹12L — 10%
- ₹12L–₹16L — 15%
- ₹16L–₹20L — 20%
- ₹20L–₹24L — 25%
- Above ₹24L — 30%